Best CityNews Podcasts (2025)

1
Mortgage 101 - Getting a Good Credit Score 10:45

8d ago10:45

10:45

Todd Veinotte and Clinton Wilkins discuss the role of a mortgage broker, emphasizing their ability to offer tailored mortgage advice and access to multiple lenders. Clinton highlights his extensive experience, having managed $2 billion in mortgages, and notes the shift from branch-based mortgages to broker-assisted ones, especially for first-time h…

1
Mortgage 101 - Home Improvement and HELOCs 14:21

14d ago14:21

14:21

Todd Veinotte and Clinton Wilkins discuss the benefits of home equity lines of credit (HELOCs) for renovations and investments. Clinton explains the role of CMHC insurance for those with less than 20% down payment, and the associated premiums. Clinton also discusses the advantages of energy-efficient upgrades, such as heat pumps and mini-splits, an…

1
Mortgage 101 - Spring into Homeownership! 10:57

23d ago10:57

10:57

Todd Veinotte and Clinton Wilkins discuss the upcoming spring real estate market, noting it as the busiest time of year due to improved weather and increased buyer activity. They also discuss the impact of lower interest rates on mortgage renewals, with buyers focusing more on monthly payments than rates. The two also talk about the popularity of h…

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"Next Chapter, Best Chapter" RHOP S09 Reunion Part 3, RHOBH S14 E14, & SUMMER HOUSE S09 E04 1:06:40

28d ago1:06:40

1:06:40

Send us a text "Next Chapter, Best Chapter" RHOP S09 Reunion Part 3, RHOBH S14 E14, & SUMMER HOUSE S09 E04 HOUSEMATES! We are so happy to be back, but unfortunately we need to take a couple of weeks off, as Robert is moving. We will be back in 3 weeks! Until then, enjoy this episode! REAL HOUSEWIVES OF POTOMAC S09 Reunion Part 3 Stacey.. Stacey.. a…

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Mortgage 101 - The Economic Reality of Tariffs 11:14

1M ago11:14

11:14

Todd Veinotte and Clinton Wilkins discuss the potential economic impact of tariffs on the Canadian housing market, noting the uncertainty caused by political volatility in the U.S. They also discuss the upcoming Canadian federal leadership race, comparing the economic strategies proposed by Liberal frontrunner Mark Carney with those of Conservative…

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"A Horse Instead of a Date" RHOP S09 Reunion Part 2, RHOBH S14 E13, & SUMMER HOUSE S09 E03 1:03:01

1M ago1:03:01

1:03:01

Send us a text "A Horse Instead of a Date" RHOP S09 Reunion Part 2, RHOBH S14 E13, & SUMMER HOUSE S09 E03 Housemates!! Thank you for coming back and we apologize for taking so long to put out a new epsiode. As you will hear in this episode we have been going through some things personally which took us away from the podcast. There will be a few mor…

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Mortgage 101 - Implications of the Matrimonial Property Act 10:25

1M ago10:25

10:25

Clinton and Todd are joined again by special guest Leigh Davis, family lawyer from MDW Law. This time, they're digging into the Matrimonial Property Act, it's provisions, and what kinds of relationship arrangements are covered under this legislation.By Clinton Wilkins Mortgage Team

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Mortgage 101 - Financial Literacy in Marriage 13:26

1M ago13:26

13:26

Clinton and Todd are joined by Leigh Davis, family lawyer with MDW Law. The three talk about what it means to practice financial literacy in a matrimonial setting, emphasizing the importance of having tough conversations before the wedding bells ring, and what services are available should matrimonial breakdown occurs.…

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Mortgage 101 - Impact of Tariffs on Mortgage Rates 9:55

2M ago9:55

9:55

The news lately has been challenging to a lot of Canadians. With the threat of tariffs looming over the economy, what can borrowers expect as far as mortgage rates go? In this episode, Clinton and Todd cut through the headlines and clickbait to give borrowers the advice they need to keep themselves and their assets safe over the next four years.…

1
Mortgage 101 - Love Your Home 10:23

2M ago10:23

10:23

It's February, which means it's time to talk about loving your home! Clinton and Todd discuss the many aspects that go into loving your home, emphasizing that renovations should be enjoyed by the current owners, discouraging homeowners from renovating right before a sale.By Clinton Wilkins Mortgage Team

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Mortgage 101 - Next Steps with Tina Powell (Merry Debtmas 2025) 9:54

2M ago9:54

9:54

To wrap up their Merry Debtmas conversation, Todd and Clinton invite Tina Powell from MNP Limited to discuss the next steps borrowers need to take after filing for bankruptcy or a consumer proposal. The three explore the challenges and strategies for reestablishing credit and staying clear of additional trouble. They emphasize the importance of pay…

1
Mortgage 101 - Getting Out of Trouble with Tina Powell (Merry Debtmas 2025) 13:25

2M ago13:25

13:25

Todd and Clinton continue chatting on the subject of Merry Debtmas, inviting a friend of the show to share some information that may be helpful to borrowers facing challenging financial situations. Tina Powell, a licensed insolvency trustee from MNP Limited, discusses personal insolvency options such as bankruptcy and consumer proposals. She emphas…

1
Mortgage 101 - Refinancing, Renewals, and Recent Changes (Merry Debtmas 2025) 10:07

3M ago10:07

10:07

Todd and Clinton's Merry Debtmas conversation continues, this time discussing the ins and outs of mortgage refinancing and renewals, highlighting recent changes to Canadian mortgage rules. Key points include the introduction of high-ratio insured mortgages with a 30-year amortization and an increased limit to $1.5 million. They also cover the retur…

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Mortgage 101 - New Year, Same Expert Advice (Merry Debtmas 2025) 9:18

3M ago9:18

9:18

It's a new year which can only mean one thing: Merry Debtmas! Todd and Clinton discuss the challenges of home ownership and financial planning in this time of rising costs and inflation. Clinton emphasizes the importance of financial literacy and planning, noting that 60% of Canadians are facing mortgage renewals with potentially strained finances.…

1
Mortgage 101 - Creditor Insurance and More Listener Q&A 8:45

4M ago8:45

8:45

Mario Cloutier from Manulife joins Clinton Wilkins and Dan Ahlstrand again to discuss risk coverage for borrowers who are looking to build and the high cost of construction today. The three wrap the show by taking a listener's call, answering the questions he had on the subject of creditor insurance.…

1
Mortgage 101 - Insurance Coverage Over the Lifespan and Listener Q&A 12:53

4M ago12:53

12:53

Clinton Wilkins and Dan Ahlstrand are joined again by Manulife's Mario Cloutier. They discuss the types of insurance coverage borrowers should look into as they move through different phases of life. The three also field a range of call-in questions from Mortgage 101 listeners.By Clinton Wilkins Mortgage Team

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Mortgage 101 - Financial Protection and Mortgage Insurance 10:34

4M ago10:34

10:34

Dan Ahlstrand and Clinton Wilkins are joined by Mario Cloutier, from Manulife, to discuss how to keep your finances protected. Cloutier advises that insurance premiums are often affordable and can be maintained at a fixed rate throughout the mortgage term, recommending both creditor and life insurance for comprehensive protection.…

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"Grace Time is Over" RHOSLC S05 E11, RHONY S15 E09, RHOP S09 E08, & RHOBH S14 E02 1:27:07

4M ago1:27:07

1:27:07

Send us a text "Grace Time is Over" RHOSLC S05 E11, RHONY S15 E09, RHOP S09 E08, & RHOBH S14 E02 REAL HOUSEWIVES OF SALT LAKE CITY S05 E11 The bonding exercises need to stop. REAL HOUSEWIVES OF NEW YORK S15 E09 Important topics, boring show. REAL HOUSEWIVES OF POTOMAC S09 E08 Mia, go away. REAL HOUSEWIVES OF BEVERLY HILLS S14 E02 YES DORIT! And we …

1
Mortgage 101 - Indebtedness and Looking Beyond the Bank Balance 12:19

4M ago12:19

12:19

Clinton Wilkins and Dan Ahlstrand talk about financial literacy, highlighting the importance of understanding finances beyond just bank balances, noting that Canadians are at an all-time high of 180% debt-to-income ratio.By Clinton Wilkins Mortgage Team

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Mortgage 101 - All About The Income 9:38

5M ago9:38

9:38

Dan Ahlstrand and Clinton Wilkins discuss the changing landscape of income and housing in Nova Scotia. They focus on the recent federal government announcements allowing up to 90% home equity borrowing for secondary suites.By Clinton Wilkins Mortgage Team

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"Surgeon #1, NOT an Extra" RHOC S18 Reunion Part 2, RHOSLC S05 E09, RHONY S15 E07, & RHOP S09 E06 1:41:32

5M ago1:41:32

1:41:32

Send us a text "Surgeon #1, NOT an Extra" RHOC S18 Reunion Part 2, RHOSLC S05 E09, RHONY S15 E07, & RHOP S09 E06 Just a heads up, we are a bit unhinged this episode 😂 - enjoy! REAL HOUSEWIVES OF ORANGE COUNTY S18 Reunion Part 2 Shannon WON. REAL HOUSEWIVES OF SALT LAKE CITY S05 E09 If you were Lisa, would you fly coach? REAL HOUSEWIVES OF NEW YORK …

1
Mortgage 101 - High Mortgage Ratio Insurance with Chris Johnson 13:19

5M ago13:19

13:19

Chris Johnson from Sagen joins us on Mortgage 101 to discuss the importance of high-ratio mortgage insurance, which allows buyers to access homeownership with as little as 5% down, making it more affordable for Canadians.By Clinton Wilkins Mortgage Team

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Mortgage 101 - Real Estate Appraisals with Derek Bellefontaine 10:45

5M ago10:45

10:45

Derek Bellefontaine, Real Estate Appraiser, with Mari Tech joins us as our guest to discuss the role of appraisers in valuing homes, which is crucial for purchasing, refinancing, and separations.By Clinton Wilkins Mortgage Team

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"The Huzzbands of it All" RHOC S18 E17, RHOSLC S05 E07, RHONY S15 E05, & RHOP S09 E04 1:23:47

5M ago1:23:47

1:23:47

Send us a text "The Huzzbands of it All" RHOC S18 E17, RHOSLC S05 E07, RHONY S15 E05, & RHOP S09 E04 REAL HOUSEWIVES OF ORANGE COUNTY S18 E17 A fitting end to a good season. REAL HOUSEWIVES OF SALT LAKE CITY S05 E07 Ok, Bronwyn has won us over. REAL HOUSEWIVES OF NEW YORK S15 E05 SNORE REAL HOUSEWIVES OF POTOMAC S09 E04 Who doesn't love a bunk bed?…

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Mortgage 101 - It's Financial Literacy Month! 10:41

5M ago10:41

10:41

Special host Dan Ahlstrand joins Clinton Wilkins to kick off Financial Literacy Month, emphasizing education on income, assets, and credit.By Clinton Wilkins Mortgage Team

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Mortgage 101 - Interest Rate Cuts in 2024 13:21

5M ago13:21

13:21

Clinton Wilkins reflects on this year's discussions of the impact of interest rate cuts on consumers, noting that rates have declined by 0.25% and are predicted to reduce further by 125 to 175 basis points by the end of next year. This could potentially bring prime rates to around 4%. Clinton also highlights the importance of being organized and pr…

1
"Gangstas & Alcohol" RHOC S18 E16, RHOSLC S05 E06, RHONY S15 E04, & RHOP S09 E03 1:24:28

5M ago1:24:28

1:24:28

Send us a text "Gangstas & Alcohol" RHOC S18 E16, RHOSLC S05 E06, RHONY S15 E04, & RHOP S09 E03 Make sure your voice is heard and go vote! Find out where to vote near you here: www.vote.org REAL HOUSEWIVES OF ORANGE COUNTY S18 E16: We get it, Tamara and Heather are the mean girls. REAL HOUSEWIVES OF SALT LAKE CITY S05 E06: Mob Wives Anniversary par…

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Mortgage 101 - Urban Sprawl and Prefab Homes in 2024's Housing Market Dynamics 10:21

5M ago10:21

10:21

Your host, Clinton Wilkins recaps this year's conversations with Todd Veinotte on the housing market in Halifax. Clinton reminds us of the need for densification due to urban sprawl and limited land availability. In 2024 we have multiple offers, but less frequently as in 2021-2022. Prefabricated homes are considered a potential solution to reduce h…

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Mortgage 101 - The Difference Between Qualification and Affordability 11:01

6M ago11:01

11:01

This recap episode of Mortgage 101 highlights concerns about increasing debt levels in Canada, with Equifax reporting that mortgage holders are missing payments. We look back at one of the show's guests, Sandi Burns, from Manulife Bank, who noted that BMO exited the auto loan industry due to high arrears, predicting a peak in 2025-2026. Many Canadi…

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Mortgage 101 - Recap of 2024 Real Estate Market Challenges 10:01

6M ago10:01

10:01

In early 2024, the Ontario real estate market slowed significantly, while Nova Scotia's affordability stood out with an average home price of $500,000 in Halifax. Building costs and labour have surged due to inflation, affecting both new construction and renovations. First-time homebuyers are increasingly opting for starter homes, often in need of …

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"Friendship F*KR" RHOC S18 E14, RHOSLC S05 E04, RHONY S15 E02, & RHOP S09 E01 1:21:02

6M ago1:21:02

1:21:02

Send us a text "Friendship F*KR" RHOC S18 E14, RHOSLC S05 E04, RHONY S15 E02, & RHOP S09 E01 REAL HOUSEWIVES OF ORANGE COUNTY S18 E14 Boat rides and selfishness. REAL HOUSEWIVES OF SALT LAKE CITY S05 E04 Curling, beer caves, regal beer and drag shows. REAL HOUSEWIVES OF NEW YORK S15 E02 Scientology and Bitcoin .. REAL HOUSEWIVES OF POTOMAC S09 E01 …

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"You Do What with a Tampon?!" RHOC S18 E13, RHOSLC S05 E03, & RHONY S15 E01 1:02:35

6M ago1:02:35

1:02:35

Send us a text "You Do What with a Tampon?!" RHOC S18 E13, RHOSLC S05 E03, & RHONY S15 E01 REAL HOUSEWIVES OF ORANGE COUNTY S18 E13 We are DONE Alexis! REAL HOUSEWIVES OF SALT LAKE CITY S05 E03 Ali-ba-ba REAL HOUSEWIVES OF NEW YORK S15 E01 RHONY is back! TIMESTAMPS INTRO 00:00:00 - 00:05:04 MENTION IT ALL 00:05:58 - 00:09:56 RHOC - 00:09:56 - 00:26…

1
Mortgage 101 - Entering The Market 10:10

6M ago10:10

10:10

How affordable is the Nova Scotian market? Real estate is more affordable in Nova Scotia compared to other markets. Clinton and Todd reflect on the challenges of buying starter homes, citing increased property values and stagnant income growth.By Clinton Wilkins Mortgage Team

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"All You Do is Talk in Feelings, Why Don't You Talk in Facts" RHOC S18 E12, RHOSLC S05 E02 1:06:47

6M ago1:06:47

1:06:47

Send us a text "All You Do is Talk in Feelings, Why Don't You Talk in Facts" RHOC S18 E12, RHOSLC S05 E02 REAL HOUSEWIVES OF ORANGE COUNTY S18 E12 Eddie is CLEARLY over Tamara. REAL HOUSEWIVES OF SALT LAKE CITY S05 E02 Ropes on ropes on ropes. TIMESTAMPS: INTRO - 00:00:00 - 00:05:58 MENTION IT ALL - 00:05:58 - 00:21:01 RHOC - 00:21:01 - 00:42:43 RH…

1
Mortgage 101 - Location, Location, Location 13:20

6M ago13:20

13:20

So the interest rates are down, and I can finally buy a home - now where do I buy? Clinton and Todd discuss the Halifax housing market and deciding on a location in terms of housing types, commuting and fuel costs, natural disasters, insurance, and the potential for lenders to refuse mortgages in high-risk areas.…

1
"I Will Be Your Villian, Bitch!" RHOC S18 E11, RHOSLC S05 E01 1:07:34

7M ago1:07:34

1:07:34

Send us a text "I Will Be Your Villian, Bitch!" RHOC S18 E11, RHOSLC S05 E01 MENTION IT ALL: Did someone say RHONY party? Hand me my apple. REAL HOUSEWIVES OF ORANGE COUNTY S18 E08: Alexis needs to shut up and Heather needs a reality check. REAL HOUSEWIVES OF SALT LAKE CITY S05 E01: What a premiere! This gave everything and we need MORE. TIMESTAMPS…

1
Mortgage 101 - Bank of Canada Interest Rate Cut 9:47

7M ago9:47

9:47

Clinton and Todd discuss the Bank of Canada's recent rate cut of 25 basis points, with predictions of further cuts in October and December, opening up the market for some buyers.By Clinton Wilkins Mortgage Team

1
"Forest Therapy is for the Birds" RHOC S18 E10 1:02:58

7M ago1:02:58

1:02:58

Send us a text "Forest Therapy is for the Birds" RHOC S18 E10 Of course we watched Secret Wives of Mormon Wives and the new season of Selling Sunset, and of course we have thoughts. REAL HOUSEWIVES OF ORANGE COUNTY S18 E08 Forest therapy, biscuits, and John Janssen. TIMESTAMPS: INTRO: 00:00:00 - 00:08:52 MENTION IT ALL: 00:08:52 - 00:28:34 RHOC: 00…

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Mortgage 101 - Making Lending Easy for You 10:20

7M ago10:20

10:20

With 20 years in the mortgage industry, Clinton Wilkins and his team are undeniable experts, with quality relationships with lenders. Clinton, alongside his co-host Todd Veinotte, chats through why going through a mortgage broker versus a bank may be beneficial for you!By Clinton Wilkins Mortgage Team

1
Mortgage 101 - Housing Starts in Nova Scotia 9:41

7M ago9:41

9:41

Are we building enough new homes in Nova Scotia? Clinton and Todd discuss housing starts, and the Halifax market, focusing on trends in new builds, affordability concerns, and demographic shifts. The two touch on a lack of inventory causing demand crunches and advocate for the need for more housing supply to meet growing demand.…

1
"You Need to Hmmmm for your Breathalyzer" RHOC S18 E08 47:24

7M ago47:24

47:24

Send us a text "You Need to Hmmmm for your Breathalyzer" RHOC S18 E08 Real Housewives of Orange County S18 E08: Why does Teddy Gnatencamp always need to show up?! TIMESTAMPS: INTRO - 00:00:00 - 00:07:10 MENTION IT ALL - 00:07:10 - 00:20:54 RHOC - 00:20:54 - 00:42:05 F*MARRYKILL - 00:42:05 - END Buzzsprout Sign up link! https://www.buzzsprout.com/?r…

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Mortgage 101 - What You Should Know About Your Mortgage Purchase 13:28

8M ago13:28

13:28

Danielle MacLean, Clinton Wilkins, and Todd Veinotte are back to chat more on the financial aspects of real estate transactions, emphasizing the importance of proper disclosures, documentation, and transparency to ensure smooth transactions and avoid potential risks. They cover private sales, transfer taxes, joint ownership, and mortgage transfers,…

1
"Let Me Sit Here in My Whoreness " RHONJ S14 E14 & RHOC S18 E06 1:19:02

8M ago1:19:02

1:19:02

Send us a text "Let Me Sit Here in My Whoreness " RHONJ S14 E14 & RHOC S18 E06 We are so sorry for the inconsistency with our releases, 2024 has been proving to be a tough year for us. And Jess is so sorry for the OC recap this week. She was not fully caught up so the recap might be a bit all over the place, but Robert finishes it up well! Real Hou…

1
Mortgage 101 - Real Estate Law 101 with Danielle MacLean 9:47

8M ago9:47

9:47

Expert and Real Estate Lawyer, Danielle MacLean, from DCL Law joins Todd Veinotte, and Clinton Wilkins to share insights on navigating real estate transactions. They emphasized the importance of education, organization, and flexibility in preventing unexpected problems. They discuss the significance of having the right professionals on your team an…

1
Mortgage 101 - Interest Rates Updates 10:23

8M ago10:23

10:23

Yet another Bank of Canada interest rate update means that Clinton Wilkins and Todd Veinotte are at the Mortgage 101 table to discuss what this means for Nova Scotians. They also get into the challenges of managing mortgage debt in a rising interest rate environment, and highlight the risks of negative amortization and the importance of proactively…

1
"Milk the Prostate " RHONJ S14 E11 & RHOC S18 E03 1:07:01

8M ago1:07:01

1:07:01

Send us a text "Milk the Prostate " RHONJ S14 E11 & RHOC S18 E03 Real Housewives of New Jersey S14 E11: It is almost over! Real Housewives of Orange County S18 E03: Definitely a single white female situation. Timestamps: INTRO: 00:00:00 - 00:06:21 MENTION IT ALL: 00:06:21 - 00:15:49 RHONJ: 00:15:49 - 00:36:51 RHOC: 00:36:51 - 01:01:59 F*MARRYKILL: …

1
Mortgage 101 - Know Your Credit 9:50

8M ago9:50

9:50

Would you bet your house you know exactly what's happening with your credit? In this episode, Clinton and Todd emphasized the importance of monitoring credit reports, correcting errors, and being cautious when sharing credit card information online.By Clinton Wilkins Mortgage Team

1
Mortgage 101 - Anyone Can Own A Home 13:14

9M ago13:14

13:14

Blair Patterson joins your Mortgage 101 hosts once again to continue the conversation of pride in homeownership for Pride Month in Halifax! The three of them emphasize the need for support and resources to help members of the queer community fulfill their dream of homeownership.By Clinton Wilkins Mortgage Team

1
"She Needs a House " RHONJ S14 E10 & RHOC S18 E02 1:14:01

9M ago1:14:01

1:14:01

Send us a text "She Needs a House " RHONJ S14 E10 & RHOC S18 E02 Real Housewives of New Jersey S14 E10: To say we are bored is an understatement. Real Housewives of Orange County S18 E02: Is Jen the new Gina? INTRO: 00:00:00 - 00:12:32 MENTION IT ALL: 00:12:32 - 00:22:00 RHONJ: 00:22:00 - 00:41:46 RHOC: 00:41:46 - 01:09:37 F*MARRYKILL: 01:09:37 - E…

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Mortgage 101 - Pride in Homeownership 9:44

9M ago9:44

9:44

Clinton Wilkins, and Todd Veinotte invite Blair Patterson of Clinton Wilkins Mortgage Team to discuss some important things to note for the queer community when achieving homeownership, including affordability and safety.By Clinton Wilkins Mortgage Team

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